Brand Name Drugs vs. Generics Our extended health plan covers all drugs prescribed by your medical practitioner and approved by Health Canada. Pharmacies may automatically fill the prescription with generic products, mainly because they are cheaper and because most plans require it. Generally there is little difference between brand name and generic drugs, except for cost. The difference is in the fillers that are used to make the tablets, capsules, whatever.
Medicare Premiums and Taxes by Province In the past, most Canadians paid a premium to be eligible for basic medicare. That finally ended in January 2020, when the premium was eliminated in BC. All Canadian provinces have instead instituted employer payroll taxes, individual taxes based on income or fund medicare through general revenue. Here is a brief summary by province: British Columbia • NDP government eliminated monthly health care premiums for individuals and families
When employees of CUPE retire, they and their dependents continue to receive the same benefit coverage they had while working. This is a benefit that was negotiated for you by your employee union. Once you turn 65, however, retirees in some provinces are eligible for benefits under their public provincial health insurance plan. Many provinces offer additional health benefit coverage to seniors aged 65 and over and this can affect your coverage under the CUPE sponsored Green Shield Canada (GSC) plan.